Life Underwriting Consultant II
Life Underwriting Consultant II
Currently, we are seeking a talented Underwriter Consultant to join the Life Insurance Division in Lynchburg, VA. The Life Insurance Division works with financial and insurance professionals to give families and businesses the life insurance coverage needed to help meet important financial protection, wealth accumulation, and wealth preservation goals.
The Underwriter Consultant is responsible for evaluating insurance applicants by correlating all aspects of risk to determine whether to accept, modify, or decline applications. Life underwriting focuses on mortality by evaluating risk of death, which includes history, degree of medical maintenance, treatment, and flags of potential future risk. Underwriters are a critical component to the placement of Life coverage and can directly impact our position in the marketplace.
Complete wing-to-wing underwriting decision:
Starting with review of upfront underwriting data/tools,
When appropriate, conducting a tele-interview with clients to complete their medical history by asking probing questions and detecting gaps, while balancing great customer service
Handling additional underwriting requirements by determining value, ordering, and reviewing to perform risk selection,
Data enter medical history and utilize system workbenches to process and decision cases.
Demonstrate dependability, organization, and sound judgment by adhering to schedules and meeting all productivity, quality, and performance standards.
FACTORS FOR SUCCESS:
Bachelor Degree required
Strong PC and typing skills to include general Microsoft skills required to data enter and process information; extremely comfortable with web-based underwriting analysis tools and imaging systems
Minimum five years of underwriting experience with demonstrated proficiency in all underwriting processes and philosophies to include strong cardiac background and older age underwriting; ability to handle advanced decision level authorities without a co-signature
Change advocate and mentor; co-signs cases behind others
Effective written and verbal communication skills with ability to build rapport and gain acceptance at all levels while exercising tact, diplomacy, and resourcefulness
Completion of LOMA 280/281 and 290/291; actively working toward AALU and FLMI
Professional Designations: AALU/FALU and FLMI preferred
Ability to work remotely
Critical thinking skills and attention to detail with ability to quickly identify information by categorizing, estimating, recognizing differences or similarities and detecting changes in circumstances or events
Ability to interpret meaning of information for others; translating or explaining what information means and how it can be used
Ability to develop specific goals, plan, and prioritize work
EKG and Cardiac test interpretation preferred
About Pacific Life
Celebrating 150 years of service in 2018, Pacific Life offers life insurance, annuities, and mutual funds, along with a variety of investment products and services, all of which provide The Power to Help You Succeed. We firmly believe each employee plays a part in our continued growth and success, and we pride ourselves in providing a work environment that is challenging, inclusive, collaborative, and results-oriented. With a powerful past and a strong future, Pacific Life offers an environment where you’re empowered to achieve your personal best. In return, we look to your passion and insight to help us grow.
Full Time / Part Time: Full time
Join the Pacific Life team and watch your career grow! We offer a competitive compensation and benefits package that includes: Competitive salary and bonus program Medical, dental, and vision as part our commitment in investing in the health and wellb…
Consulting , Insurance , Underwriting