Underwriter – Auto
San Diego, CA, Phoenix, AZ, Los Angeles, CA, Denver, CO, Seattle, WA, Portland, OR – Employee, Full-Time, Alternative Schedule
Underwriter – Auto (West Coast Remote)
San Diego, CA
Career Area: Underwriting
Available Work Locations: Remote, Arizona (Phoenix), California (San Diego), California (Los Angeles), Colorado (Denver), Seattle (Washington), Oregon (Portland)
Experience Level: Experienced
Ally Requisition #: 19-5369
Responsible for evaluating and decisioning consumer offerings within Ally underwriting policies. Expected to develop and maintain a high level of customer service for their assigned territory. The territory assigned will require the management of a portfolio of dealers and also leverage the potential to further grow the business. This role comes with more challenging targets and requirements than the Associate Consumer Underwriter role.
Maximize portfolio revenue by practicing sound underwriting judgment and risk management principles
Ensure compliance with underwriting policies; elevate risk issues, and stay abreast of constant changes in policy and procedures
Limited travel will be required for this role. Requires flexibility in work schedule, evening hours and weekends may be required
HS diploma or equivalent required. Associate / Bachelor’s degree in business related discipline preferred. 2 – 5 years in auto finance consumer underwriting (prime, sub-prime, and/or non-prime) is needed.
Prior leadership experience is needed.
Ability to perform technical based activities
Knowledge of and exposure to fundamental theories, principles and concepts.
Leveraging technical expertise and relationships to contribute to strategy and drive business results
Familiar with the Auto Finance industry, consumer credit, trend analysis/analytics
Excellent sales, negotiation, problem-solving, and analytical skills
Must be an independent worker with strong time management skills
Total Rewards Information
Ally’s compensation program offers market-competitive base pay and bonus pay potential based on achieving personal and company goals. Plus, we have a flexible paid time-off program with an emphasis on work-life balance.
Ally offers a variety of benefits to protect your health and well-being, provide financial security and balance your work-life needs including:
Industry-leading 401K Retirement Savings Plan including Matching and Company Contributions
Comprehensive wellness program with financial incentives designed to help you achieve your best health
Flexible health insurance options including dental and vision
Pre-tax Health Savings Account with generous employer contributions
Pre-tax dependent care and commuter benefits
Other work-life integration benefits including Paid Parental & Caregiver Leave, Adoption Assistance, Back-up Child & Adult/Elder Care, Child Care Discounts, Tuition Reimbursement, LifeMatters Employee Assistance Program, Weight Watchers and other employee discount programs
Account Management , Underwriting